The steps you take to improve your credit score depend on your current credit score and credit history. A person with poor credit or no credit history would take a different route than someone with very good credit who aims to make it excellent. Here are some basic practices that everyone should follow: 1. No […]
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This can lower your credit score in two ways, but fairly minimally. One metric credit card issuers can look at is called debt burden, which is basically the amount of credit you use, divided by the amount of credit you have available. The lower this number, the less risky you are perceived to be and […]
To repair your credit quickly it’s important to know the rules. It’s important to note that the credit system is designed to hurt people. Once you fall behind, this system puts you into a downward spiral. This is no accident. The system is controlled by the banks, who make much more money off someone with […]
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